Religion och förtroende till banker
: En kvantitativ studie om hur sambandet ser ut mellan religiösa faktorer och individens förtroende till banken.

Translated title of the thesis: Religion and confidence in banks: A quantitative study about how the individual’s confidence in banks gets influenced by religious factors.
  • Beatrice Andersson
  • Olla Tamimi

Student thesis: Bachelor


The purpose of this essay is to investigate how cultural factors, mainly in the form of religious factors, connects to trust in banks. With help of the World Value survey database, which is a survey based on approximately 300 questions, this essay will provide evidence and explanations of how the individual’s religiosity connects to trust. The goal of the study is to demonstrate and introduce that religious factors have a positive connection in relation to trust in banks. Thus has the database been examined to further select 10 significant questions regarding religion and trust as well as four controlling questions. The following four control questions will provide an explanation of the casual relationships and provide a deeper insight into the various attributes.

The study provides an expanded knowledge regarding the relatively unexplored connection between culture and economic behavior. Furthermore, it verifies the results that religion and trust have a positive connection to the individual’s financial behavior in relation to the banks. This is mainly seen through the connection that individuals with higher religiosity tend to have a higher confidence in banks.

In conclusion, it can be concluded that the following study contributes new data as well as new arguments about how religious factors have a connection to individual’s trust in the banks. The following can however be further developed and discussed in future research. 

Date of Award2021-Oct-14
Original languageSwedish
SupervisorElias Bengtsson (Supervisor) & Emil Numminen (Examiner)

Educational program

  • Degree of Bachelor of Science in Business and Economics

Courses and Subjects

  • Banking and financing

University credits

  • 15 HE credits

Swedish Standard Keywords

  • Economics and Business (502)


  • culture
  • religion
  • confidence
  • banks
  • economy
  • individuals

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