Vad påverkar det privata pensionssparandet?
en kvantitativ studie angående den minskade avdragsrätten 2015

  • Erika Eliasson
  • Linnea Persson

    Student thesis: Bachelor


    Purpose: The purpose of this paper is to find connections between demographic factors and a changing of the reduced deductibility year 2015.

    Theoretical och empirical method: The strategy for this empirical study has been in a quantitative shape with a deductive approach. A survey has been formed to collect the empirical material. The target group for this study has been individuals between 20-65 years old, because these are the people that should be saving for their retirement. The questionnaire was for the most part filled with beforehand given answers that the individual chose the answer that they felt represented themselves.

    Conclusion: The results of this paper shows how some of the demographic factors has an impact on how an individual acts when they are saving for their retirement and that there is some differences on how they have act after the reduced deductibility. The two factors that have an impact is a person’s age and their level of income. Where people in a higher age and with a higher income will save more for their retirement then others. People with a higher income and a higher age will have change their retirement plan after 2015.

    Date of Award2015-Oct-26
    Original languageSwedish
    SupervisorHåkan Jankensgård (Supervisor) & Emil Numminen (Examiner)

    Educational program

    • Degree of Bachelor of Science in Business and Economics

    University credits

    • 15 HE credits

    Swedish Standard Keywords

    • Economics and Business (502)


    • rational behavior
    • behavioral finance
    • demographic factors

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